Pet Business Insurance provides buildings insurance covers as a separate policy. Buildings Insurance covers the cost of damage to the structure of your pet business property (this does not include your home or any buildings attached to your home) .
This includes things like the roof, walls, ceilings, floors, doors and windows. Other outdoor structures such as outbuildings and garages can also be included.
Your buildings insurance should cover the full cost of rebuilding the property. This should include costs such as demolition, clearing the site, and architect’s fees. When choosing buildings insurance, make sure any special features such as a specialist fitted features are also included in the policy.
Buildings insurance usually covers loss or damage that occurs as a result of:
- fire
- explosion
- bad weather, including lightning, storms and flooding
- earthquakes
- theft or attempted theft
- malicious damage or vandalism
- freezing or bursting of any part of the plumbing system
- falling trees, lampposts, aerials or satellite dishes
- subsidence
- impact by vehicles or aircraft
If you own the property, you can also be insured against legal responsibility if someone dies or is injured when they visit your property. You can also get cover for damage to someone elses goods or property when they visit you.